Changes I made:
Added stir-fried onions and bell peppers
Used 1 cup black beans
Used 4 oz of chicken
Added a lot more lime juice
Used Cabot Light Jalapeno cheese
I tried to eat a whole one by myself, but I couldn't! I'll add more cheese next time to hold it together better. And more salt, since I used reduced salt beans and no salt added rotel. Very spicy and the added veggies took it down to 7 points.